ICICI Bank is inviting applications for the post of Credit Risk Analyst for the year 2022. Here is everything that you need to know about this ICICI Bank Recruitment!
About ICICI Bank
ICICI Bank Limited, headquartered in Mumbai, Maharashtra, is an Indian multinational bank and financial services firm. Through a number of delivery channels and specialised subsidiaries, it provides a comprehensive range of banking products and financial services to corporate and retail customers in the fields of investment banking, life, non-life insurance, venture capital, and asset management. The bank has a presence in 17 countries and has 5,275 branches and 15,589 ATMs across India.
The bank has branches in the United States, Singapore, Bahrain, Hong Kong, Qatar, Oman, Dubai International Finance Centre, China, and South Africa, as well as representative offices in the United Arab Emirates, Bangladesh, Malaysia, and Indonesia. The UK division of the corporation has also opened offices in Belgium and Germany.
Roles & Responsibilities
- Credit risk analysis and assessment of credit proposals across industries
- Review of project/concession agreement(s) entered into with state level/central authorities (applicable in Infrastructure Risk)
- Familiarity/knowledge of RBI Circulars pertaining to asset classification, project under implementation, large exposure framework and updates on Master Circular issued every year in July of each year
- Independent portfolio management across diverse industries
- Appraising credit risk involved in proposed transaction and assigning internal credit rating for the company and the banking facilities proposed
- Client interaction and field visits to assess business operations
- Industry research, review and active monitoring of existing accounts
- Articulation/presentation of credit analysis to senior management within CRMG
- Articulating risk views at sanctioning forums
- Interaction with various Business Groups
- Interfacing with other support groups such as Legal, Compliance and Credit Monitoring teams
Qualification: Graduation in any professional discipline and PGDM/MBA or CA/CFA
Skills Required
- Financial analysis with basic understanding of accounting standards
- Strong numeracy, analytical and research skills
- IT competence with proficiency in MS Office: Word, Excel (including financial modelling) and Power Point
- Written and verbal articulation
- Efficient time management and problem solving ability
- Capacity to work independently and effectively handle entrusted responsibilities
Location
Mumbai, Hyderabad, New Delhi, Chennai
How To Apply For This Job?
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